In the year 2025 Interest rates for commercial real estate financing in Germany have settled at a comparatively high level. In particular, the uncertainties surrounding French public finances and the stability of the euro have contributed to a noticeable increase in the price of the entire sector. Both investors and portfolio holders are faced with higher financing costs, die die Planung und […]

Der Artikel France's debt crisis 2025: Noticeable effects on real estate interest in the euro area erschien zuerst bei FINANCE RE.

The mood on the German real estate financing market is brightening - despite geopolitical uncertainties and economic policy tensions in international trade. The current German real estate financing index (Difi) Shows in the second quarter 2025 A noticeable recovery of the financing situation. Particularly noteworthy: Despite global risks, For example through protectionist US customs measures, the direct influence on lending remains low. Die Finanzierung von Gewerbeimmobilien […]

Der Artikel Stable location, selective confidence: Immobilienfinanzierung in Deutschland im Sommer 2025 erschien zuerst bei FINANCE RE.

Project developers also stand 2025 Before a demanding market environment, that offers challenges and opportunities equally. Despite economic uncertainties, the framework conditions are now more transparent than in the previous year. Who will adjust to it, can set valuable impulses for investors and successfully advance new projects. Finanzierungsstabilität als Fundament für nachhaltiges Wachstum Eine der entscheidenden Entwicklungen für Projektentwickler ist die zunehmende […]

Der Artikel Immobilienfinanzierung und Trends für Projektentwickler in 2025 erschien zuerst bei FINANCE RE.

Wie das Amen in der Kirche gehören Finanzierungen zu Investment-Immobilien Solange die Rendite nach Kosten höher ist als die Zinskosten kann man die Eigenkapitalrendite hebeln (Leverage Effect). Now the interest accrued since 03/2022 literally exploded, am 11.09.2024 was the debut with a view to the last 10 Years still at a high level. Eine Anpassung der Preise hat […]

Der Artikel Leverage Effect: Up to what purchase factor is real estate financing worthwhile?? erschien zuerst bei FINANCE RE.

The European central bank (ECB) and the US Federal Reserve (Fed) are planning further interest rate cuts in the near future. This development has a major impact on various economic sectors, including the real estate market. Falling interest rates offer numerous opportunities for real estate investors, especially with regard to financing and the leverage effect. Zinssenkungen und ihre Auswirkungen Die EZB hat bereits signalisiert, that she on 12. […]

Der Artikel Interest rate decisions by the ECB and Fed: Opportunities for real estate investors in Germany erschien zuerst bei FINANCE RE.

The European central bank (ECB) sounds the alarm: The fall in commercial real estate prices represents a significant risk for European banks and could lead to long-term burdens in the coming years. This warning from the ECB does not come out of nowhere, because similar problems have already led to turbulence in the USA. In den Vereinigten Staaten haben vor […]

Der Artikel ECB warns of increasing risk for European banks in the commercial real estate sector erschien zuerst bei FINANCE RE.

Amid the often inflated prices, which are offered in the relevant real estate portals for home ownership in Berlin, provides the expert committee for property values ​​in Berlin (GAA) a more differentiated insight. The data it publishes annually is based exclusively on notarized purchase contracts and therefore offers a more realistic perspective on the market. This data analysis shows, dass die Immobilienpreise in […]

Der Artikel The change in the Berlin real estate market: Price reductions and their effects erschien zuerst bei FINANCE RE.

Since then the interest rate landscape has changed, The market for commercial real estate is in difficult waters, something new- or follow-up financing becomes a balancing act. Mezzanine capital offers a potential solution, however, requires careful consideration. In den Jahren des Zinsverfalls und des kontinuierlichen Anstiegs der Immobilienpreise hatten Kreditgeber nur selten Grund zur Sorge bezüglich […]

Der Artikel Challenges in financing commercial real estate erschien zuerst bei FINANCE RE.

The Lower Saxony cabinet today presented a draft of a comprehensive amendment to the Lower Saxony building regulations, which aims at that, to speed up the construction process in the country, to simplify and make it more cost-effective. The draft law relies on a variety of measures, which affect both new construction and conversion of real estate. Umbauordnung für Bestandsimmobilien im Fokus Zentraler […]

Der Artikel Lower Saxony's building regulations face radical redesign: Building becomes easier, faster and cheaper erschien zuerst bei FINANCE RE.

Last November 2023 the inflation rate in Germany is expected to be +3,2 % be, which was the lowest level since June 2021 (+2,4 %) represents. The inflation rate is measured by the change in the consumer price index (VPI) compared to the same month last year. According to the results available so far from the Federal Statistical Office (You are ready) is to be expected, dass die Verbraucherpreise im Vergleich […]

Der Artikel Inflation (VPI) 11.2023 – weiterer Rückgang auf +3,2% erschien zuerst bei FINANCE RE.

Vdp-Mitgliedsinstitute verzeichnen Aufwärtstrend Die im Verband deutscher Pfandbriefbanken (vdp) Organized institutes reported a slight recovery in new real estate financing business in the third quarter 2023. With a volume of 30,7 Mrd. Euro shows an increase of 15,8% compared to the previous quarter, whereby the loan commitments for residential- and commercial real estate have increased equally. Trotz des Aufschwungs im dritten […]

Der Artikel Leichte Belebung in der Immobilienfinanzierung im dritten Quartal 2023 erschien zuerst bei FINANCE RE.

The real estate market in Germany is showing signs of recovery. Prices are declining, while interest rates remain stable, what the demand for loans for houses, apartments and commercial properties. Nevertheless, the market remains deeply divided. The German real estate market appears to be gradually recovering. Although prices have fallen more recently, haben Banken im Sommerquartal […]

Der Artikel Real estate loans in Germany are rising again despite falling prices erschien zuerst bei FINANCE RE.

The ECB is continuing its measures to combat inflation and is raising key interest rates for the seventh time in a row 0,25 percentage points. This decision was made by the euro monetary authorities under the leadership of ECB President Christine Lagarde in Frankfurt. The increase was expected by experts. The main refinancing interest rate is now 3,75 percent and regulates the interest rate, […]

Der Artikel The European central bank (ECB) raises the interest rate 0,25 percentage points up 3,75 percent and erschien zuerst bei FINANCE RE.

The Governing Council of the ECB has decided, the ECB's three key interest rates 50 to raise base points. Accordingly, the interest rate for the main refinancing operations as well as the interest rates for the marginal lending facility and the deposit facility will become effective as of 8. February 2023 on 3,00 %, 3,25 % or. 2,50 % elevated. Die EZB stützt begründet Ihr vorgehen auf die weiterhin hohe […]

Der Artikel ECB increased on 08.02.2023 interest rates again erschien zuerst bei FINANCE RE.

The rapid increase in interest rates leads to capital costs for buyers, the one acquisition for “old” purchase price level hardly possible. On the other hand, due to the time-lag effect, the production costs for land are on the same level “old” level logged in, the construction costs have risen massively and the leeway in the sales price for project developers is consequently limited. At the same time there is in the rental market […]

Der Artikel The WORLD titled: “Condominiums are currently almost unsaleable” erschien zuerst bei FINANCE RE.

With a 10-year debut of approx. 1,7% (we were already over in May 2,0%!) we have the level of 2014 reached – and how are real estate prices behaving? These are currently still at the level of the beginning of the year. No wonder, The interest rate explosion took place in just one time 6 to 8 weeks. How behave […]

Der Artikel New interest level- what strategies do real estate investors have & developer? erschien zuerst bei FINANCE RE.

With the increasing likelihood of war by Russia in Ukraine, the numbers have literally exploded in recent weeks. The 10-year swap rate had risen in February 2022 almost doubled to approx. 80bps and headed back towards March at the turn of the month 60 bps. interest level 2010 vs. 2020 Real estate investors could in the decade 2010 – […]

Der Artikel war in Ukraine – new interest rate level for real estate investments? erschien zuerst bei FINANCE RE.

In a nutshell – what are the main advantages of real estate mezzanine capital: In a nutshell: Advantages for project developers of real estate mezzanine capital: In a nutshell. what are the main advantages of real estate mezzanine capital: Advantages for project developers of real estate mezzanine capital: Advantages for project developers of real estate mezzanine capital & In a nutshell: what are the main advantages of real estate mezzanine capital. what are the main advantages of real estate mezzanine capital […]

Der Artikel Advantages for project developers of real estate mezzanine capital erschien zuerst bei FINANCE RE.

As early as December, the US Federal Reserve announced that it was exiting its loose monetary policy. Manager magazine confirmed this with reference to the minutes of the FED meeting. The main reason is rising inflation, which afflicts the currency watchdogs. 4-rate steps in 2022 are not excluded. The decision of the FED mostly influences the developments in at least indirectly […]

Der Artikel US FED erwägt Zinserhöhungen in 2022 erschien zuerst bei FINANCE RE.

For the first time since 2019 note the 10-year-old frets back to the zero line. As a target for the European markets, the 10-year US Treasury bonds have recently increased to approx. 1,75% attracted. Let's take a look at the 10-year mid-swap rate, knows this since 17.12.2020 only one direction: From the stabilization at approx. +10bps from November a relatively steep increase in […]

Der Artikel Interest rate turnaround now initiated? Constant increase in the 10 year old “mid-swap” erschien zuerst bei FINANCE RE.